If you finally want to start using an au Jibun bank account

　If the au Jibun bank account is linked with au Pay, au Pay card, au Cubecom Securities, the interest rate of ordinary deposits is 0 per year..It will be significantly increased to 20 %.In addition, a function to automatically pay the au Pay balance to au Jibun Bank is provided free of charge.

「au PAY残高→auじぶん銀行」の自動払出を提供、30日から
金利優遇施策で普通預金が最大年0.20 %

　I myself have never been concerned about the interest rates of the savings deposits for years, and I prefer credit card payments that can be paid faster than the code payments such as au Pay, except when there are many points reduction.But it doesn't save so much.However, I always say that I have no money, so I decided to change my idea that I should try it if I have a little advantage.Moreover, mobile phone companies are increasingly enhanced financial services.I have to use it to understand it properly.

　So, the other day, I finally paid to the au Jibun Bank account, which was made and did nothing.Actually, I made an account more than a year ago, but it was abnormally crazy, and I left it without doing any payments or logining in My Page.In the meantime, I lost my important cash card.In that case, you cannot set a bank app.First of all, it is necessary to register a login password, and in addition to the mobile phone number, the "customer number" listed on the cash card is necessary, but of course I did not remember.

　So, I asked for a cash card to reissue it.The operator seemed to be surprised that he had done nothing for more than a year after making an account, but he reissued it smoothly.There should be no damage because there is no payment, but it is polite to check if there is no unauthorized use.In addition, the reissue of the card is charged about 1000 yen, and it is deducted from the account, but of course there is no 1 yen, so I will tell you the account number and transfer it to my own account.It is completely different from the flow I was drawing, but I was finally paid to my account here.When the payment is confirmed, the cash card will be reissued and sent to your home.

　The card arrives at hand, and I will set the Jibun Bank app!I started, but I stopped immediately.I was able to enter the customer number, mobile phone number, and a password that I had not forgotten, but there is also a column to enter the "authentication code".This authentication code is an eight -digit number printed on the card mount, but there is no such code on the mount sent to me.

　According to the customer support, "Customers who opened an account before April 2021 do not include the authentication code on the cash card mount."Of course, I made an account before that, so the authentication code was not listed.The reissue procedure can be performed from the website, but the authentication code is mailed, so the application setting has stopped again.Now we are waiting for the authentication code to arrive.

　If you are planning to open an au Jibun bank account, be careful not to lose the mount with the authentication code.In addition, since the authentication code has an expiration date (30 days from the following day after the reception date), it is recommended that you set the application immediately when you receive a cash card.Well, there is usually no one like me who can leave it for more than a year.

　0.20 %の金利にするためにはau PAYカードも作らなきゃいけないのですが、携帯電話会社が発行しているクレジットカードを全部作ろうとすると、数が増えすぎる危険があります。私は過去に海外でお財布を紛失するという大失敗をし、カード会社や警察への連絡でてんてこ舞いした経験があるので、あまりたくさんカードを持たない方がいい人間だと思っています。みなさん、どう管理・運用しているのか聞いてみたいです。